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I’ve helped countless renters become homeowners with little money down (Baltimore)
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Build Wealth with Small Down Payments Using Grant Programs
I help clients transition from renters to homeowners by leveraging down payment assistance and grant programs.
Could This Be Your Year to Buy?
Why Waiting Could Cost You $30,000–$50,000
When rates drops we’re likely to see bidding wars return — with homes selling for $30K–$50K above asking. Waiting Could Cost You $30,000–$50,000
If you buy now, you’ll avoid the competition, lock in a home at today’s prices, and gain instant equity when the market heats up.
The Program I use Gets You In a home With Little to No Money Down and Covers 100% of your FHA 3.5% down payment.
Nationwide availability
30year fixed rate
Minimum credit score: 620
We combine this grant with seller paid closing costs so you bring very little to closing.
Example: Buy a $350K home now — in 6 months it could be worth $380K–$400K.
If your credit score is 620 or above, you’re ready to buy! Remember, the seller pays the realtor’s commission, so there’s no cost to get started.
Why Buy Now?
Say goodbye to application fees, pet fees, parking issues, and landlords
Enjoy more space for your family, a backyard, equity, and tax benefits
Homes are still appreciating, and sellers are offering closing help
Interest rates are falling, but down payment assistance makes buying affordable
When rates drop, refinance to keep your payments low and tap into equity for vacations, college, repairs, or a bigger home
Real Talk
Interest rates are on the way down, from 7%. When you rent you pay 100% interest.
Renting means paying 100% interest to your landlord. Buying means building equity and owning your future.
You could be in your new home in 60 days before the bidding wars begin.
If rates drop 1%, an estimated 2 Million to 5 Million more buyers will be able to afford to purchase a home, nationally. This will create bidding wars. You will end up paying $40,000 more for the same home. Now it the time to Buy a home.
Stop building your landlord’s wealth and start building your own. Your new home — and your financial freedom — is only a phone call away.
Ready to Take the Next Step?
Contact me today for a free consultation to learn how you can buy with little money down.
Wesley Howard
About Wesley Howard
With over 20 years of experience, I’m dedicated to helping clients across 50 states create wealth through homeownership using down payment programs and grants. I’m here to answer your questions and guide you every step of the way.
If we’ve talked before, reach out again — don’t let another 10 years pass you by!
Pass this along to friends and family who need to hear this message.
Your lease renewal will be here in the blink of an eye, let’s see where you stand before you get locked in for another year and another 20k to your landlord! Below are homes that my clients have purchased
HOMES MY CLIENTS HAVE PURCHASED - Take a peek inside.
1st Time Home buyer Receives $25,000 in Closing Help
https://youtu.be/iY-2ZMZVNtQ
1st Time Home buyer - Buys Home No Money Down - Receives $10,000 in Closing Help
https://youtu.be/VVIMBd2cmvc
1st Time Home buyer Receives $18,000 in Closing Help
https://youtube.com/shorts/ulTgchicLT8
1st Time Home buyer Receives $21,500 in Closing Help - 23 year old
https://youtu.be/SN78xfGRB8o
1st Time Home buyer Receives $18,860 in Closing Help
https://youtu.be/UHbrbbCvJF8
1st Time Home buyer Purchases a Town Home - $40000 Equity
https://youtu.be/HEkDl71GUoA
1st Time Home buyer Receives $15,680.00 in Closing Help - $30,000 Equity
https://youtube.com/shorts/pPXhI_R5X2U
1st Time Home buyer Receives $13,500 in Closing Help - $37000 Equity
https://youtu.be/MFtORrWF88c
1st Time Home Buyer Receives $20,000 in Closing Help - $42000 Equity
https://youtu.be/OUIDSdJsdC0
1st Time Home buyer Receives $70000 in Closing Help
https://youtu.be/DObj9KVctso
My clients are NO different than you:
These clients have started building wealth, some had to work on their credit for a year, some had to sell a vehicle before purchasing, some lived with family members and some rented for over 20 years.
One client had to mop the basement of his rental home every time it rained.
One client discovered that their rental was full of Mold after their children became sick.
One was told by their friendly landlord after renting for 10 years, “you have 30 days to move, because I would like to sell and cash out my equity”.
One client lived by the stairwell in a large building, the apartment complex did not fix the main entrance door to the building, my client was stuck listening to the door slam 24/7.
One client did not know their landlord had not made a payment on their home since the start of Covid, until a foreclosure notice appeared on the front door.
Many had stories about parking and “unique “neighbors, what are you putting up with at your rental?
These purchases have happened over the last couple of years during Tornadoes, Wildfires, Gas price hikes, Bank ‘Collapses, COVID, Rate Hikes, etc…We still need a roof over our heads. Use your roof to build wealth for your family and yourself.
The Market is great, 4 million homes sell every year, doesn’t matter if the economy is good or bad. Get your slice of the pie.
If you are ready to say Bye-Bye to your landlord and purchase your home contact me today.
The Cost of Renting
$1,665month rent = $20,000year given to your landlord
5 years renting = $100,000 gone
10 years renting = $200,000+ gone
What if that money went toward your home instead?
You’d be building wealth, gaining tax benefits, and enjoying the freedom to live how you want.
Thanks
Wesley Howard
Full Time Realtor
Amber & Company Real Estate
Howard Home Sales Team
⚡ **Don’t let another year pass paying your landlord’s mortgage – Start building YOUR wealth today!** ⚡
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